Bob Doruma Journal

Saturday, November 29, 2008

British Virgin Island Offshore Company. Favored By Tourists And Investors Alike

British Virgin Island offshore company: Enjoy yourself while saving your wealth.

If you plan to take a break from work to spend your vacation in a peaceful and beautiful place, the British Virgin Islands should be one of your favored destinations.Here you can enjoy the beauty of the sea, shop, buy souvenirs for your friends and family and dine out on various exotic foods.

Also while enjoying the surf and the sands, you can do an offshore incorporation of a British Virgin Island offshore company.So if you want to incorporate an offshore company, the British Virgin Islands is the perfect destination and the British Virgin Island offshore company is the perfect choice for you.

The concessions granted and incentives offered by friendly British Virgin Islands laws and regulations attract numerous businessmen to the islands every year, keen to have their own British Virgin Island offshore company.A BVI offshore corporation incorporated in the British Virgin Islands for the purpose of offshore business is termed as an International business Company [IBC].IBC incorporated in the British Virgin Islands is also known as a British Virgin Island IBC or a 'bvi ibc'.

For the purposes of regulation of this business, the BVI Companies Legislation was introduced in 1984.This legislation was subsequently amended to accommodate client friendly changes required by the international company registration BVI.

Since 9/11, both the EU and the US have been glaring at tax havens and pressuring them to disclose the names of their clients, as also conform to various tax laws, reducing the incentives for investors to incorporate in tax havens.Hence, The government of British Virgin Islands has signed treaties with the UK and the European Union to impose certain taxes.in the same way as these are imposed in the EU countries.This has greatly reduced the tax benefits previously provided to BVI companies.The taxes imposed are withholding taxes and are charged at the rate of 15%.

Greater privacy was enjoyed by BVI offshore companies previously.But as a result of signing of a treaty between the government of British Virgin Islands and the government of the United States of America the privacy available to any British Virgin Island offshore company has been cut down to a considerable extent.

But still British Virgin Islands is considered as one of the best destinations for a BVI formation offshore.I think mostly because people have knowledge about it and are probably already incorporated there!

If all the requisite information is provided and the documents are filed accordingly and the relevant authorities grant approval, the process of company registration BVI can be completed in 3 working days.However, most of the time is spent on collecting the required documents!

There are many advantages of having your own British Virgin Island offshore company.Some of these are bulleted below:
* Only one director or shareholder is needed for company formation in the British Virgin Islands
* Both a natural person or a corporate body can be directors and / or shareholders
* Keeping of accounts, records and financial statements is not required
* A resident secretary is not required
* Company meetings can be held anywhere in the world
* Meetings of shareholders and directors are also not required
* If records are kept, they can be held anywhere in the world
* Appointment of local shareholders or directors is not required
* Director and shareholder can be one and the same person
* Meetings can be held by using telephone or any other means of communication through which voice can be transmitted and clearly heard.










* Cost of incorporation are low.
About the Author

Ramapati Singhania specializes in creating and managing web businesses.

His latest website http://www.incorporation-offshore-saves-wealth.com focuses on helping you to incorporate offshore companies in Seychelles, Mauritius and BVI.You can also visit his blog, http://www.ramapatisinghania.com


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Friday, November 28, 2008

Acquiring a Forex Education can Expand Profits and Cut the Time Required to Start Seeing the Money

Well you have decided that the stock market sinks, who can blame you there, and it is time to look else where to make a little money with your investments.A few of your friends have mentioned that they are doing well trading Forex, and the first thing that came to your mind was, "what is Forex?" Forex or FX is short for the Foreign Exchange Markets which have essentially been existence since man began trading goods and services with there neighbors.Up until 1997 it was the private domain of the banks and other large financial institutions.Since the deregulation the private investor has flocked to it in droves.Since the starting point of private investors was zero, it really only now just becoming a household word.There are huge amounts of money being made by the individual trader today and most of them began by obtaining an exceptional Forex education before beginning to trade.

Of course, you could always start trading before learning what your doing, which is what you do with almost everything else.But there is one exception, with trying that in the currency markets, your going to lose your MONEY.I am being polite using the term money, I wanted to use something else, but the publishers of my articles won't let me.To bad for you, my point would come across stronger.

There is a HUGE difference between the instruction you receive in a Forex education course and a stock education course.The stock market is a relatively small market or should I say tiny as compared to the currency markets.Do you know that all the stocks traded in New York for a year would only equal four days of trading on the Forex market.There is not a course taught by a professional stock investor that is going to let you make the same trades as they are making, at the same time they are making them.The reason for this is, your trade could affect the price of the stock the instructor is going to buy or sell.The US or Japanese governments might want to enter the currency markets and attempt to prop up there currency or decrease its value, but they can only do this for a few days or weeks at best, because they run out of money due to the fact it is so large.

In other words, the professionals teaching the currency training programs could care less if you purchased the same currency they do at the exact same time they do because it will not have any affect on the price they are paying or receiving because the market is huge.I am attempting to make such a strong point of this because there are numerous high level Forex educational classes that allow you to trade with a professional trader at the exact same time they are doing it.In other words, you get the Forex education for FREE and even leave the course with money in your pocket.Where else are you going to receive a value like that?No where is the answer!

After acquiring a Forex education from a top level mentoring program you will almost always leave the course with more money than you started with.Not only do you make a profit on the course, you also acquire top level training in a highly lucrative field.The courses taught in the currency field really do up hold the old saying, "you get what you pay for." Except in this case, not only do you get what you pay for, they give it back to you and a little more to boot.
About the Author

We have researched, tested reviewed 100s of Forex Courses, Software Systems and Brokerage Firms which we only list our TOP 10 to help you LEARN FOREX TRADING.

For 100s of FREE FOREX TUTORIALS please visit LEARN CURRENCY TRADING.Good Luck!I look forward to seeing you on the trading floor making money!

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Thursday, November 27, 2008

Christmas Venue Reviews To Help When Choosing The Perfect Winter Break

Christmas should be a time to relax and reflect.It's an opportunity to step back from the pressures and stresses of modern life and enjoy some time away from work.Because more people are working longer hours, taking less holiday time and rarely taking adequate breaks throughout the rest of the year, Christmas has become the only real time that some people get to unwind and do something completely different.With this in mind many people are choosing to spend the break at a hotel.

Most venue reviews now include details of Christmas menus and facilities because the market for Christmas weekend or short breaks has increased so much in recent years.People, especially working professionals, are looking to get away from the day to day grind of work without having to do housework, cooking, cleaning and the other domestic chores that they inevitably get drawn into when spending time at home.

There are plenty of options when considering a Christmas break.Most hotels and venues that operate all year round have now seen how lucrative the market is around Christmas breaks and have acted accordingly.So now you can not only go for a meal, you can take part in themed weekends, outdoor pursuits be entertained at concerts and live events or simply have a relaxing spa or health break.

Here are three Christmas venue reviews to illustrate what is available if you're considering a break this Christmas.

Charing Cross Hotel, London - The Charing Cross Hotel screams style and sophistication.A recent refurbishment has added to the sense of glamour without taking away the feeling that you are somewhere steeped in history.The individualism that makes a place special in the minds of visitors is also still present with architectural features still present and liveried staff on hand to meet and greet you.

The whole hotel has a grandness to it that is so often missing with modern buildings and its location next to the station reminds you that many famous and important people have crossed its threshold and stayed in its rooms.The restaurant and bar have views across the Strand towards Trafalgar Square which provides a perfect backdrop to a relaxing Christmas break.

Coombe Abbey, Nr Coventry - Coombe Abbey is steeped in history.This former 12th century Cistercian Abbey has been lovingly restored while at the same time adding all the modern features and facilities that you'd expect from a venue.Set in 500 acres of parkland the location is perfect for a winter walk through forests and beautifully kept gardens.

All year round the venue is host to exciting and innovative entertainment.There are regular themed banquets and even murder weekends.The Christmas Carol event has become a regular and very special feature in the calendar.The rooms have a royal grandeur to them and this sense of importance and splendor is reflected in the hotel menu.Coombe Abbey is also ideally located in the heart of Warwickshire and places like Stratford upon Avon and Warwick Castle are both nearby.

The Met, Leeds - Located in the heart of a revitalized and vibrant Leeds City centre, The Met is one of the best hotels in Yorkshire.After a six million pound refurbishment the grade II listed building has been transformed into a top class hotel with modern facilities and offers a top class dining experience to visitors.The new Tempus Bar at the hotel is an ideal place to relax and celebrate Christmas with a glass of something sparkling.


About the Author

Dominic Donaldson is an expert in the hotel industry.


Find out more about venue reviews and hotels.

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Tuesday, November 25, 2008

Benefits Of Outsourcing Back Office Services

A back office is a part of most corporations where tasks dedicated to running the company itself take place.The term comes from the building layout of early companies where the front office would contain the sales and other customer facing staff and the back office would be those manufacturing or developing the products or involved in administration but without being seen by customers.Although the operations of a back office are usually not thought of, they are a major contributor to a business.

Examples of back-office tasks include IT departments that keep the phones and computers running (operations architecture), accounting, and human resources.These tasks are often supported by back-office systems: secure e-commerce software that processes company information (i.e.a database).A back office system will keep a record of the company sales and purchase transactions, and update the inventory as needed.Invoices, receipts, and reports can also be produced by the back office system.

In banking, the back office includes a heavyweight IT processing system that handle position keeping, clearance, and settlement.In investment firms, the back office includes the administrative functions that support the trading of securities, including recordkeeping, trade confirmation, trade settlement, and regulatory compliance.If used in sales, the back office would include functions that fulfill customer orders and would usually include the duties involved in customer-support call centers.

In India, Todd is assaulted by the sights and sounds of a completely different culture.Navigating through the chaos of Bombay and an office paralyzed by constant cultural misunderstandings, Todd yearns to return to the comforts of home - but he can't until he trains the new call center workers in the ways of America and Western Novelty to the satisfaction of his soulless corporate boss, Dave.Between the accent and culture training and Todd's explanation of Western Novelty items like a cheesehead hat and a hot dog toaster, Todd frantically tries to increase the effectiveness of the Indian office.In business, front office refers to Sales and Marketing divisions of a company.It may also refer to other divisions in a company that involves interactions with customers.In information technology, front office may refer to an integrated CRM software.

Operations architecture is mainly centered around back office and data center infrastructure rather than desktop computers.It supports a company computing infrastructure to provide IT services which are required by business processes.Any organisation with a substantial amount of automated back office processes can have an operations architecture, such as banks, factories and government agencies.The focus of operations architecture is on the day-to-day provision of IT services and it is not concerned with manufacturing IT products such as the programming of applications.While operations architecture deals with the technical implementation of IT service management, it does not address personnel or human resource aspects.The hiring and training of suitable operators is not managed within the context of operations architecture.

A corporation is a legal entity separate from the persons that form it.In British tradition it is the term designating a body corporate, where it can be either a corporation sole (an office held by an individual natural person, which is a legal entity separate from that person) or a corporation aggregate (involving more persons).In American and, increasingly, international usage, the term denotes a body corporate formed to conduct business, and this meaning of corporation is discussed in the remaining part of this entry (the limited company in British usage).
About the Author

Get Call Center Services,


Use Back Office Services


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Monday, November 24, 2008

Finding Innovative Internet Marketing Ideas Online

Are you in the mist of starting up your own business If so, have you started thinking about how you will market that business Unfortunately, a large number of business owners wait until their business is up and running before they start thinking about marketing.You are advised against doing this because it could be a costly mistake.Even if your business has yet to open to the general public, you may want to start searching for Internet marketing ideas, namely innovative Internet marketing ideas.

Innovative Internet marketing ideas; if you are wondering why you should be searching for them, you are not alone.There are many individuals who wonder exactly what the difference is between traditional Internet marketing ideas and innovative ones.As you likely already know, innovative is another word that is often used to describe something new.Innovative Internet marketing ideas are ideas that are relatively new; often just developed.As a new business owner, you can greatly benefit from finding and implementing innovative Internet marketing ideas.In fact, you may find that it ends up giving you an edge over the rest of your competition, which is something that you need when starting a new business.

When it comes to finding innovative Internet marketing ideas, there are many business owners, especially first time business owners, who are unsure how they can go about finding those ideas.You do have a number of different options, but it may be best to use the Internet to your advantage.Online, often with a standard Internet search, you can find a number of resources that are just what you are looking for.These resources are ones that you will provide you with new and updated information on Internet marketing, including strategies and ideas that you may want to try.

As previously mentioned, you may want to try a standard Internet search.When performing a standard Internet search, it may be best to search with the words "innovative Internet marketing ideas," or "new marketing strategies." Whichever search phrase you use, your Internet search is likely to produce a fairly large number of results.One of those results is likely to be websites that offer business marketing tips and suggestions.In most cases, you will find that these websites are run by professionals or other business owners.What is nice about these types of websites is that the person giving the information has likely already implemented the strategy in question.This is a great way to decide whether or not a particular idea is worth your time.If it worked for someone else, it might just work for you.

In addition to traditional websites, your Internet search may also come up with online business magazines or online business journals.These resources are just like printed ones, but they are found online instead.Since most business magazines come out on a monthly basis, even some on a weekly basis, you are sure to get the latest information.This is great if you are looking for relatively new Internet marketing ideas; ideas that not many business owners have had the chance to try.

There is also a chance that your Internet search will lead to the websites of individuals who claim to be Internet marketing specialists.Internet marketing specialists are ideal if you want to market your business, but you dont have the time do so.You will find that most Internet marketing specialists use the latest Internet marketing ideas and strategies.In fact, doing so is what keeps them one step above their own competition.

As you can see, there are a number of different ways that the Internet can assist you with finding innovative Internet marketing ideas.Whether or not you choose to use those ideas is completely up to you, but at least you know where you can find them online.
About the Author

Do you want to learn the secret innovative marketing strategies that will allow you to turn up the Profits on your web business

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Sunday, November 23, 2008

Do You Know How Does Credit Scoring Works

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Credit scoring was an industry mystery for many years as financial institutions kept this information to themselves.However, since the Fair Credit Reporting Act, youre entitled to one free credit report from "Annual Credit Report" each year, which helps demystify the process with credit scores explained.

Now, you can see who reported you for missed or late payments, if your credit score was checked and by whom, and the rest of your financial profile.When all is said and done, there will be a three-digit number that will quickly let lenders know how risky you are as a borrower and will affect your access to lines of credit.

If you are to take away one lesson about improving your credit scores range, its this: late or missed payments are bad, very bad.Payment history accounts for 35 of your credit score and includes everything from mortgage or rent to utilities, cell phone bills, credit cards, store charge cards, medical bills, auto loans, college tuition bills and student loans.If you are 30 days late on one payment, then its not likely to cause severe damage to your report.Its only listed when you are "currently 30 days late" and even then, you can usually negotiate with your lender to cut you some slack since youre normally a good borrower.

If youre often 30 days late, then you may have a hard time convincing anyone to give you a favor.Once youre sixty days late, your credit score will be slightly damaged, but when you hit more than 90 days youll have a tarnished score, which could be something like 100 points deducted for up to 7 years

After 120 days, its likely youll have a charge-off on your record or an account that slips into collections.

Short-term collection accounts will hurt you 50-75 points, although financial advisers at the Gallant Group say that older accounts wont hurt you as much, as these are just "a blip on the radar screen," they said.However, if youre applying for a new loan, then you may occasionally be required to go back and resolve any past due items on your report before being approved.

In credit scoring terms, 30 of your total number is derived from the outstanding debt you have, your credit limits and how much youve borrowed of the total extended to you.If you have an auto loan or a mortgage and you are paying the full amount every month on-time, then this will contribute to good credit scores.

Look at your credit card limits.If you have charged up 40 of the total amount without paying it off right away, then your credit score will drop 10 or 20 points.Anything over 40 will result in exponential drops, which could be as much as 100 points.If you have multiple, maxed-out credit cards, then rest assured you that your score will be off by at least 80 points.

Some people are obsessed with credit inquiries and fear that anyone checking their credit scoring will diminish their good standing.What many people dont know is that its ok to shop around.Say you are looking for auto loans and get quotes from 3 or 4 different places over a period of 14 days: that will only count as one inquirys worth of points and will only cost you 5 or 10 points for the next 30 days.

The reason inquiries cost you any points is that, statistically, people with six inquiries or more on their credit reports are eight times more likely to declare bankruptcy than people with no inquiries.You wont lose any points using credit report services as much as you like, though.Just be conscientious about applying for a bunch of new credit cards all at once.
About the Author

Mike Selvons portal will expand your knowledge on

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Also see this post on AB Labs - Software Catalog (All software with 10% discount!)

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