Bob Doruma Journal

Saturday, November 22, 2008

Why Buying in a Down Market is the Way to Go

AB Labs - Software Catalog (All software with 10% discount!)

If theres any doubt in your mind that Chicken Little is alive and well all you need to do is pick up a newspaper or turn on a newscast.Reporters nationwide are reporting the collapse of real estate prices and most are promoting the idea that real estate is the worst possible investment on the planet right now.Novice real estate investors take note: Reporters are usually behind the curve and if you get your investment advice from reporters youll get stuck behind the eight ball.Heres the truth about todays real estate market-and why now is the best time to buy.

A fundamental fact about real estate investing is that youre in it to make money.Ideally, you want to make money at three stages of a transaction:

- When you buy
- When you hold
- When you sell

In order to make money you need to buy real estate as inexpensively as you can.





The law of supply and demand says that when supply is up, demand falls-and so do prices.Thats where were at right now.You couldnt lose money unless you were trying for quite awhile because prices were on a non-stop trip to the stratosphere.However, a perfect storm was brewing and when the real estate bubble popped it was felt all over the world.Investors and speculators who waited too long to get out of real estate were bombarded by the pieces as prices tumbled back down to Earth.
By investing as heavily as you can in residential real estate when prices are at or near the bottom you stand to turn a massive profit when it heads back up again.

The reason is because youll have a jump start on people who wait too long to get into the game.While theyre plotting and planning whether prices are going up, theyre losing profits.Its nearly impossible to get in at exactly the right time.The best you can hope for is to be close.

Low prices give you an opportunity to buy more property than you could if it was more expensive.Some real estate investors are afraid to pull the trigger on a purchase because theyre afraid it might lose value before it appreciates.If youre smart and you have a good cash flow analysis done before you decide to buy, it wont matter if you lose money in the short term.

If you have positive cash flow, your property will be paying for itself on a month-to-month basis.What that means is that you have more coming in than you have going out.Thats a profit.So when your investment property turns around and begins appreciating again, you can ride the wave of appreciation as it builds equity and you become wealthier, while you continue to earn money each month off the income it produces.

Then, when you sell, you get the benefit of the price increase over what you paid for it.This is a true win-win-win situation for you as an investor.The key is having the wisdom to sell at the right time and remembering that real estate is cyclical.Making money is as simple as buying low and selling high.
Buying in a down market is the best possible time to buy.You get to be a three way winner if you follow good real estate investing sense by buying low, enjoying positive cash flow, and turning yet another profit when you sell.

Remember, by the time the news media catches wind of a trend, the trend is over.The news is for reporting what has already happened.They cant see into the future and theyre only marginally qualified to report the past.

So buy low, invest well, and secure your future today
About the Author

Peter Vekselman has been successfully investing in real
estate since 1996.


He has completed over 1000 real estate deals, owned a
construction company, been a private lender, and owned a property management
company.

To learn more about Peter please visit

Relaited Links:

Also see this post on AB Labs - Software Catalog (All software with 10% discount!)

Labels: , , , , , ,

Tuesday, November 18, 2008

Forex Course Trading - There Are So Many Forex Courses Which One is the Best for Me?

The Foreign Exchange markets (Forex or FX) were deregulate in 1997 allowing the private investor access to markets banks, brokerage firms and other large financial institutions once had a monopoly on. The novice FX traders quickly entered the market and just as quickly they realized they were in for a long learning curve if they were ever going to make this a profitable transition and thus a market was created for Forex Course Trading. Numerous types of educational programs where produced, refined and marketed to the public. Today there are so many courses it can be a mind boggling task attempting to select the one best suited for you particular needs. I will attempt to clarify this a little bit for you and make the decision making process a little simpler.

The first point I want to make is that the majority of the course are extremely inexpensive usually running $100 to $200. I know you saying to yourself that is not inexpensive. But, when you take into consideration that one small trade of a currency can easily make up the purchase price of the course then it is VERY inexpensive. The next subject is the types of courses. There are wide assortment of curriculum available covering extremely varied topics. The major segments the courses can be broken into are the following; comprehensive or covering everything A to Z, profiting quickly through mentoring, make money starting with small amounts, and very specific to the developers own experiences and how they profited using them.

If I was a complete novice to the markets I would start with a comprehensive course that provided an education on all aspect of the markets. After all, education is the corner stone of success in what ever field you attempt to enter. Are you really going to purchaser software and start trading something you know NOTHING about? This is a real bad idea, unless of course you need the losses to reduce you capital gains made else where to decrease your tax burden.

A few of the comprehensive courses you could try would be the following. The Peter R. Bain course titled Forex Mentor which has been around seemly forever and has had thousands of satisfied customers. This course covers everything and has been refined a thousand times over. Another class you could take would be Fap Winner which offers a great education and a personalized mentoring program. Those are just two of the TOP TIER rated courses and there are a few more. Just read the reviews of the courses which are available everywhere and the home page of the course and determine which one you think will be best for you.

The next step you could take would be to enroll in a course like The Forex Brotherhood or Forex Trading Made E-Z. The Forex Brotherhood is run by Jason Alan Jankovsky a professional Forex trader who essentially allows you to copy his complete trading portfolio. In other words you are virtually assured to be profitable immediately with this course. But, then again you would have NO idea of how and why you were making money for an extended time as you are just coping his ever move. But, it is a great place to start if you want to make money fast and you don't really need to know how. Or you are willing to take your time learning, because he will teach you, it is just not going to be too quickly. The Forex Trading Made E-Z program was developed by an ex pilot who has found a very specific way of trading currencies and making money at it, which of course he teaches you.

After reading this article it is easy to see there are many different types of courses available, only a few were mentioned above. If your out to make a fast buck and you are not concerned with why or how you are making it then there is a course for you. If you want to turn this into a career and want financial independence, then there is a course for you. If you want to buy a piece of software and turn on the automatic trader and start making money, well there really is NOT a course for you, but you will have losses you can use to offset you gains made else where to reduce your tax obligation.
About the Author

We have researched, tested reviewed 100s of Forex Courses, Software Systems and Brokerage Firms which we only list our TOP 10 to help you LEARN FOREX TRADING. For 100s of FREE FOREX TUTORIALS please visit LEARN CURRENCY TRADING. Good Luck! I look forward to seeing you on the trading floor making money!


Relaited Links:

Labels: , ,

Monday, November 17, 2008

Make Your Trade Show Exhibit Work For You

A corporate trade show exhibit is your opportunity to shine and show potential clients how you can be of benefit to them. Its a time that you want to stand out from the crowd and you may have only a few seconds to grab their attention. If you fail to do so, you may have simply wasted a lot to time, money, and energy that you have spent in preparing for the event.

If your advertising doesnt convey the proper message, you also run the danger that members may not have confidence in your ability to be of service to their needs. Its important that your trade show exhibit sends the exact message that you intended and hiring a professional company that specializes in designing displays that will help make sure your goals are met.

Start With The Basics

There are many different types of trade show displays. The type you select will depend not only on your budget, but also on the objectives you have defined. If you are attempting to demonstrate a particular theme, you need to be sure that you are consistent with what your company has done in the past. If you are to promote a new product or service, you will also want to tie in with your brand, but at the same time make sure the new product is featured.

Catching Eyes

If youve ever attended a typical exhibition, it can be very crowded. The area between the trade show displays are often limited in space and, if well attended, the aisles soon become a clogged area of people milling around. You need to catch the eye of the attendees as they pass by, as you may only have one chance to do so.

Its important that your booth is designed to attract attention and not blend into the background of the event. Even more important though, the trade show exhibit not only needs to attract attention, but encourage attendees to interact with your employees and request additional information. This is your introduction to their needs and gives you the opportunity to sell your company on a one on one basis.

You May Only Have One Chance

With hundreds of trade show exhibits that often packed side by side, all attempting to achieve basically the same result, its critical to use a creative design that will make your trade show exhibit stand out. Many times exhibitors will go overboard and, although they may draw attention, their message and ultimately their goal is lost in the process.

Its important that your graphics have a dual purpose of drawing attention and then transferring that attention into action. It will do your company little good if everyone notices your booth but few stop to examine how your services can fill their needs. You need to encourage attendees to take literature, talk with your employees, and give you the chance to show how you can be of service to them.

Get Professional Help

Hiring a professional company to assist with the design may be a smart move. When looking to design a trade show display in Chicago or other major metropolitan areas, youll want a company that will sit down with you and define your goals and then design a display within your budget, freeing you to concentrate on other business items. Youll want a company that can perform their service in a timely manner and design the display to not only be eye catching, but to promote interaction with your employees. Most importantly, your trade show display needs to support the overall marketing strategy for your business. Your success in doing so will lead to deals in the future for your company.
About the Author

Christine OKelly is a writer for Ion Exhibits, a

Relaited Links:

Labels: , , , , ,

Sunday, November 16, 2008

So You Think You Will Get Rich in General Transcription

So you want to be a transcriber. Your friend told you that a good place to bid for general transcription jobs is freelance sites, and you can charge 25.00 per audio hour. Legal and medical transcription are also options; however, you need schooling to be able to go into these fields. Your initial thought may be Wow I can make 25 an hour. Super

Hold on, Charlie. Let me reiterate; that was per audio hour. So, what is an audio hour Transcription jobs do not normally follow the same pay scales as other freelance jobs. Thats right. General transcription is an odd ball.

An audio hour is the length of time that a speaker or speakers talk. Okay, so whats the big deal You said that they might talk for an hour. So I can type it in an hour. No, no, no, no, no. It could take you 4-6 hours to actually type that audio hour. If you have no experience at it, it can be even longer. Starting to get the picture

You are normally not going to get rich in transcription. Audio recordings are not always clear and easy to understand. Maybe the recording is poor quality, or maybe you need to do extra research in order to get spelling of cities, countries, or industry-specific language, etc., correct. If your client instructs you to transcribe verbatim and to put time stamps every paragraph, every speaker, or whatever, it can cause you to tear out your hair.

My advice before you quit your job and go into the field of general transcription in a virtual environment is to bid for short audio recordings if youre a freelancer like 15-30 minutes long and try it. Or if your friend is still in the transcription business, spend some time with that individual. Learn what type of equipment your friend uses and what exactly does your friend do. It is essential that you do not put out poor quality work, or you will be blackballed in the transcription field; and your business will fail. That brings up another point.

In order to be a good general transcriptionist, you must have excellent language skills. Know frontwards and backwards your punctuation, grammar, and spelling. Pardon me if I am blunt here; your client does not want a piece of crap that he or she has to go back over and correct. You must have good listening skills. You will be listening to an audio that will sometimes have traffic in the background, airplanes, banging noises, and all sorts of extraneous sounds; and you will need to listen carefully to hear what the speakers are saying. This will all add to how long it takes to transcribe the material.

So in summary, it is not a piece of cake to transcribe. The pay is low, and there is a lot of time involved. You can charge by audio hour or even by audio minute, but be reasonable. If you like to type and enjoy providing good quality work to a client, general transcription can be a good way to supplement your income. When my partner and I first started transcribing, it would take the two of us a week or more to transcribe thirty minutes of audio. Now, we generally say that it takes us 24-48 hours to provide a completed audio hour of transcription. Transcribing is not always easy, and you definitely wont get rich overnight.
About the Author

BORLOK Virtual Assistants has the global expert services with quality, on-time delivery that you require. Borlok VA is a small partnership that was formed in September, 1967.

Relaited Links:

Labels: , , , ,