Bob Doruma Journal

Tuesday, January 27, 2009

Top 5 Reasons Why You Can Attract Angel Investor Capital In A Recession

Today companies raise investor capital from private funding sources such as private investors, accredited investors, venture capital funds, and alternative funding sources.With all the news about the capital markets tanking, why is this still a good time to raise capital?

As the global economy evolves, interest rates shift, and competition for the best deal escalates, investors seek out opportunities in emerging industries, and niches.Investors seek ways to multiply their money.Every big "trend" where great wealth was created happened by the market makers and the early adopters of that "new" market opportunity.

So how can innovative companies attract Private Equity investments from investors in this recessive market place?The Top 5 reasons are:
1.
Sophisticated investors that haven't yet participated in angel investing have realized that ALL investment classes are risky.They think: "With the collapse of the stock market and the real estate market, might as well invest in something I know is risky but I have potential to get 4-8X more ROI!" Both new and experienced early stage investors are getting involved with Angel Investing as a way to rebuild their damaged portfolio.

2.Angel Investors already know the early stage company's value is at the bottom and should only go up.And if the company gets into trouble, they can more effectively impact the company's operations and resulting increased value than they can with a public company.The investors can help with their experience and rolodex to grow the company.

3.Market Makers are going to be looking for new places to put money and companies that can do a Direct Public Offering through the OTC BB market, with the new controls recently implemented, will be the next favored market place because it is easier to directly reach investors to create the demand for that stock.Furthermore, it provides access to follow on institutional investment capital and offers an easier exit for private investors.

4.With the advent of strong investor groups forming and investor portals designed specifically for investors to be able to identify, investigate and invest in early stage companies the way eTrade provides that access to public companies, individual investors can have a community to collaborate with on early stage companies.OurFundingPlanet is an example of how entrepreneurs and investors can connect in an online community.

5.There are 4 Sectors that investors will be looking at because companies in these areas will be part of the driving force in our economic recovery.Businesses that:


a.

Offer feel good products and entertainment, because when people are worried, they want simple pleasures that make them feel good.

b.Provide an improved efficiency to a company's operations because businesses are looking for a way looking to increase profits


c.

Deliver bio-med and life sciences innovations to the market or


d.

Provide a solution for the energy market - either as alternative energy or direct profits from carbon-fuels consumption


Besides private equity investment being available for qualified early stage companies, there are many alternative lenders flush with cash to help early stage companies finance their contracts and cash flow.

However, although we are bullish on the availability of capital, the criteria to measure the worthiness of a business to receive capital are slightly stricter.The money available is smart money.Competition for the available capital is stronger than ever.If the company isn't properly prepared or if the CEO is seeking the wrong type of capital, their efforts will be futile.Independent reviews of an entrepreneur's business plan and capitalization strategy can save CEOs time and money as they enter these capital markets, as well as, give valuable insight into what motivates investors.

Over the past six years she has developed Launch Funding Network, a rapidly growing and successful consulting practice serving entrepreneurs by connecting them with capital and resources.Further she acquired the long established Network of Business Angels & Investors, and turned it into the most active angel group in the Southeast.Through her publishing house, KYRMedia, she shares her knowledge through education of a new generation of savvy Angel Investors and wise entrepreneurs.


About the Author

"Where Qualified Investors and Capital Connect with Innovative Companies".

Network of Business Angels & Investors (http://nbai.net), and NBAI Private Equity Investor Forums."How to Pitch to Investors" free webinars at http://findinvestorcapital.com and more info at www.launchfn.com


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Reduce Your Insurance Bill

If you are fed up with paying costly insurance premiums and want to find out how to cut your bill, receiving maximum cover at minimum cost, this checklist will help you to save money.

The first thing to do if your insurance premium is too high is to change you car to one in a lower cost insurance category.All cars are ranked on a scale of one to 50, one is the least expensive to insure.A Vauxhall Corsa 1.0-litre for example, will fall in the first bracket, while a premium car such as a Porsche 911 is at the opposite end of the spectrum.

Secondly, you can save money by making sure your car is as safe as it can be.Inner-city post codes command the highest premiums and although it's a tad drastic to move house just to reduce your insurance premium, you can for instance clear out your garage and lock your car up at night, or even put it on your driveway instead of parking on the street to attract a small discount.

Also, why not fit theft deterrents such as a Thatcham Category 1 immobiliser which is sure to impress your insurer because the Thatcham Motor Insurance Repair Research Centre measures the effectiveness of security products for cars using the British insurance industry's criteria.Security items like this aren't cheap, however, so it's best to weigh up the cost against the long-term saving on your insurance premium.

Insurers give you the choice to select your own risk, which means how much of each claim you will pay if an accident occurs.This is called the excess, and it can vary from as much as 1000 pounds down to 100 pounds - it's up to you to opt for what suits you best.The lower the excess, the higher the premium and vice-versa.

You should never accept the renewal letter quotation.Always contact your insurer and tell them that you will go elsewhere if they don't give you a better deal.They usually will but if they don't, make sure you obtain other quotes.Insurers always give the best quotes to new customers.

Always take the trouble to shop around.There is no doubt that it is very time-consuming but it could save you a small fortune.See what deals are available and take advantage of price-comparison sites like moneysupermarket or confused to get lots of quotes at once, and don't forget to try insurance brokers, too.

Check these sites - then check again.Even if the quote from the comparison site or broker sounds good, make sure you go directly to the insurance company they recommend so see if the quote can be bettered by them.It can, sometimes, be more economical to go direct.

Make sure you don't double up.Check the warranty and breakdown contracts you have already because your insurance company may be offering - and charging you for - the same cover that you currently have.If your breakdown cover includes paying for a hotel room if you need it, don't fork out for the same cover on your insurance as well.

Be accurate.Don't just guess how many miles a year you driver, take the time to work it out properly.Why pay for 20,000 miles of cover if your annual mileage is only 15,000 miles.

Try to tailor the deal to you.Some insurers will take account of the number of years you've been driving and this could benefit your quote.It can even if apply if you are or have been a named driver on someone else's policy.
This is a perfect way for young drivers to accumulate a no-claims discount even if they're on their parent's policy.

Finally, some insurers will offer discounts if motorists have successfully completed the Pass Plus course which was designed by the Driving Standards Agency and the driving instruction industry with the help of insurers.

Why not become a better driver as well as reducing your car insurance premium!


About the Author

Complete car insurance offers great deals on Car insurance, other financial products.

Visit our site for more info.Our sister site Brokers Online offers cutting edge articles and information about Cheap Life Insurance and other great financial products.

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Monday, January 26, 2009

Top 10 Home Based Businesses

Home based businesses are becoming a popular way for more and more people to stay at home and earn a lucrative living working for themselves.If you've always thought that you have what it takes to be your own boss and work from home but weren't quite sure what type of business or market to get into, here is a list of the top ten home based businesses today.

1.Online Business Owner: Owning an online business is a rather broad subject that you can incorporate just about any idea, skill, or interest into provided you have the knowledge to set up your own website.If HTML and web design aren't your areas of expertise, as you'll see in the number three top home based business in Canada, there are many freelancers just waiting for your business.

2.Accounting and Bookkeeping Services: Your love for numbers may be just the ticket to a bountiful home based business, and if you have tax experience, consider becoming a tax consultant or advisor.

3.Freelance Writer: With any type of business, either online or off, content is king and people will always need good, quality information for their companies.A freelance writer may create press releases, informative articles, sales letters and pages, or provide proofreading services.If you have any of these special skills, look to the web for countless opportunities in this arena.

4.Pet Based Services and Products: Imagine being able to turn your love for animals into a successful business venture.Today, Canadians are spending millions upon millions of dollars each and every year on their beloved pets, which have become more like family members, and are paying for everything from personalized care from pet sitters to pet photographers for capturing the perfect images of their pooches.

Many people are turning to pet sitters today instead of leaving their animals in kennels, either for daily care while at work or for when the family is on vacation.

5.Catering Service: Have you always been the one in the family that everyone turns to for weddings and holidays to help with the food?Do you love to bake or cook?Turn your skills and know how into a home based catering service and advertise for catering events such as weddings, graduation parties, reunions, or offer meal-by-meal service to businesses and individuals.

6.Virtual Assistant: If you're Internet savvy, have a high speed connection, a reliable computer and typing and customer service skills, consider being a virtual assistant for one or more businesses or individuals, handling all of their clerical needs online, by fax, or telephone.

7.Consulting and Planning Services: Wedding, party, and event planners are another home based business idea to consider as most people don't have time to put together these larger, more elaborate affairs that require plenty of preparation and will pay good money to those who do.

8.Cleaning Services: Busy people are everywhere and they rely on housecleaning and maid services to keep their lives neat and in order.Market your services to homeowners, business owners, or both and be sure to have references.

9.Massage Therapy: If you are skilled in massage therapy, consider starting your own business offering therapeutic massage, or offer aromatherapy or other forms of alternative practices as well.

10.Caregivers: Whether it's for the elderly or for children and infants, skilled and reliable caregivers are in demand, especially if your prices are competitive with the local daycare centers.If you have the space and meet the requirements, open your own center at home, or make personalized visits to different clients.


About the Author

Chris Simpson is dedicated to helping people find honest and legitimate work online to include home based business opportunities.

Find legitimate paid surveys and many other great opportunities to make money online today at: www.HomeNetPro.com


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